Marc I. Rosenthal, CLTC®

Principal & Founder

Cell: (716) 444-0360

Marc Rosenthal founded ROI Financial Group to provide both personal and business planning needs as well as investment advisory, financial planning, and insurance services for his clients. His mission is to enrich and enhance clients’ financial futures and peace of mind. Utilizing a blend of specific insurance and financial strategies with a focus on retirement, estate and business succession, he educates clients so they become more aware of where they are today and where they want to be tomorrow.  Marc has a bachelor’s degree from the State University of New York at Buffalo and holds the Certified Long-Term Care designation.

 

David Oestreicher, CPA, MBA, CLTC®, CFP®

Financial Advisor

Cell: (716) 812-6198

David Oestreicher has been a partner in ROI Planning and Financial Services since its inception in 2002. David is also an agent for New York Life Insurance Company, which is one of the largest mutual life insurance companies in the United States and has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies*.

David began his professional career in 1981 developing Human Resources programs for a variety of Service Industry companies, focusing on the areas of Employment, Employee Benefits, and Retirement Plans. In 1989, he transitioned to the field of Public Accounting, obtaining his CPA designation, and an MBA degree in 1992. Four years prior to joining ROI, David served in key management roles with two prominent financial services organizations.

ROI focuses its efforts on working with individuals, business owners and employer/employee groups to provide financial services in a wide range of areas; encompassing income tax reduction strategies3, investments1, retirement plans, qualified and non-qualified employee benefits, among others.

David lives in Williamsville, NY with his wife, Susan. Their children include a recent college graduate, Jacqueline, and a current college sophomore, Andrew.

David is involved in a variety of community volunteer activities and enjoys spending time participating in a variety of outdoor activities with friends and family. Lastly, he attempts to inject a bit of “magic” into the lives of those he encounters. He is an accomplished student of Conjuring for over 40 years.

 

Christopher Alderson, CLTC®, CFP®

Financial Advisor

Cell: (716) 984-4251

Chris is an insurance & financial advisor.  Born and raised in Williamsville, NY, Chris graduated from SUNY Geneseo with a bachelor’s degree in Economics in 2002.  He immediately began to work in his family owned insurance agency, the Promark Agency, and helped grow the business by beginning to offering financial services to its clients.

Chris is a firm believer in always furthering his education and training. He earned the Certified Financial Planner™ (CFP®) designation in 2009 and the Certification in Long Term Care (CLTC®) planning in 2010.  He is also a past-President of the Independent Insurance Agents Association of WNY, a member of the Buffalo Association of Insurance & Financial Advisors, and Society of Financial Services Professionals.  Beginning in 2003, Chris spent 15 years with a local planning firm where he managed almost two hundred million dollars in assets for clients.  He joined ROI Financial Group in January 2017 and is really enjoying working with Marc and the team.

Chris currently lives in Clarence with his wife Janelle and their three girls, Ryley, age 9; Gabriella, age 2; and their 1 year old, Madilynn.  And a cat, a fish, and a turtle who all seem to have 9 lives.  In his spare time, Chris is an avid cook, tries to play golf, enjoys coaching Ryley’s softball team, summer weekends on Conesus Lake, and of course, loves his Bills and Sabres.

 

Joshua T. McCarthy

Financial Advisor

Cell: (716) 435-7621

Josh began his career in financial services in 2012. He joined ROI in 2018 bringing with him years of experience working with individuals, families, small business owners, & trusts to help them achieve their financial and insurance needs. The team approach and collaborative effort offered by ROI Financial Group complements Josh’s comprehensive approach towards his clientele. Josh follows a process of listening to what it is his clients want to accomplish, analyzing the best ways to achieve those goals, implementing a strategy, and continuing to monitor progress. His practice is strictly referral based & he believes that doing the right thing for his clients leads to strong, long-lasting relationships.

As a Financial Advisor, Josh offers his clientele custom solutions to their financial needs by implementing managed account strategies, mutual fund/individual equity strategies, & fixed/variable annuity solutions. He also creates custom plans for life insurance, disability insurance, & long term care insurance. Josh has a particular focus on guidance regarding retirement accounts of both public & private sector employees. This guidance applies to retirement accounts such as 401(k), Thrift Savings Plan (TSP), Deferred Compensation 457(b) plans, and 403(b).

Josh currently holds the FINRA Series 6, Series 7, Series 63, & Series 65 licenses, as well as the Life, Accident, & Health Insurance license.

Born & raised in Buffalo, NY Josh is a graduate of St. Joseph’s Collegiate Institute and Canisius College. His interests include golf, hockey, squash, travel, & spending time with his wife Becca, & their amazing daughter Ella Grace.

 

David Johnston

Financial Services Professional

Cell: (716) 713-0478

Dave has over 30 years of experience serving clients in the insurance and financial services industries and has been affiliated with ROI Financial Group and New York Life Insurance Company since 2002. Always putting the needs of his clients first, with honesty and integrity, is what Dave considers to be the driving force behind his success.

“We are all here to help each other”, is what Dave believes life is all about. If his clients are successful, then he is successful. Building great relationships by spending time with people to get to know who they are and what is truly important to them, is essential to helping them have real and lasting “financial peace of mind”.

With experience gained through three decades in the insurance and financial services industries, Dave has been helping individuals and businesses by taking them through a discovery process that helps them clearly define where they are compared to where they want, and need, to be. His philosophy is to ask good questions and to listen, in order to understand. This understanding allows Dave to help every client, large or small, by offering customized, creative and innovative options to help them put in place “their strategy” to build, maintain and protect their wealth.

Once implemented, Dave believes in strengthening great relationships with his clients by monitoring and measuring their goals and plans because life inevitably brings change and, “you can’t impact something you don’t measure”. It is also important to collaborate with a client’s other professionals, like their accountant and attorney because we share the same goal of helping our clients achieve real and lasting “financial peace of mind” by working together and helping each other with the client’s best interests in mind.

Dave does all of his business exclusively by referral and knows that always doing the right thing to build strong, long term relationships with people is essential to his clients’ success and the continued success of his practice.

Dave is a member of the Buffalo Association of Insurance and Financial Advisers.

Dave is married to Dionne. They live in Lancaster, NY with their daughter Jillian and have two grown children, David III and Katie (Brian) Kern.

 

Scott Zeplowitz

Financial Services Professional

Cell: (716) 583-1448

Scott Zeplowitz is a Licensed Agent through New York Life working with the ROI Financial Group. He has been licensed with New York Life since 2013 and earned New Org Agent of the Year two out of his first three years in 2014 and 2016. Not only has Scott won several other awards during his first three years in the industry, he also earned New York Life's Executive Council in each of his first three years at New York Life.

Scott has twenty years of business experience which is a valuable resource when advising owners of small and medium sized businesses. He takes great passion in helping secure and stabilize his clients future while maximizing and protecting their assets during their retirement years. He offers life insurance, fixed annuities, self-funded pensions, long term care insurance and extended care planning.

Scott is a member of the Buffalo Association of Insurance and Financial Advisors.

Born and raised in Williamsville where Scott, his wife Allison and their two children currently reside. He enjoys spending his free time with his family and has been involved in coaching youth sports since 2005.

 

Michelle Falgiano

Director of Operations

Cell: (716) 812-4039

Michelle has been serving clients in the financial industry since 1996 and with ROI Financial Group since 2010. She holds licenses in Life, Accident and Health Insurance as well as Series 7, Series 63, and Series 65 licenses, along with a previously held Series 31 license in Futures and Commodities. In her many years as a financial professional, Michelle has had extensive training in the investment markets, retirement planning, and estate planning.

Michelle served for 9 years on the Buffalo ProZoo board, several of which she held the position of President or Vice- President, and was chairperson and auction coordinator for their very successful Polar Bites and Wines in the Wild events. She has also been involved with fund raising for Variety Club.

Along with her family, Michelle owned and operated HappyLand Day Camp in Amherst from 2010 to 2017.

Michelle currently resides in East Amherst with her three children.

 

Samantha Rae Hughes

Director of Communications

Cell: (716) 870-6418

Samantha is a vivacious and dedicated young professional that brings a refreshing outlook and drive to her multi-faceted role at ROI Financial Group as Director of Communications and a Financial Services Professional. Samantha holds her bachelor’s degree in Marketing and Technical Management from Devry University, Licenses in Life, Accident and Health Insurance, the Series 7 & Series 66 licenses in investments, as well as the AARP authorized to offer and Notary Public designations.

She handles all of ROI’s branding, client relations, marketing collateral, website & social media management, corporate sponsorships, seminars, and events. Samantha is also following her passion of helping families manage their wealth through goal setting and personalized planning.

With a heart for charity, Samantha is very involved in her local community and several non-profit organizations. In 2013, she began teaching AWANA club and Vacation Bible School at the Lockport Alliance Church. Samantha also became involved with the Ronald McDonald House Young Professionals Committee where she served until 2015 and currently supports their fundraising efforts. After the passing of her uncle to esophageal cancer in 2014, she became a New York State ambassador for the Esophageal Cancer Action Network (ECAN). September 2016’s month of giving brought Samantha to volunteer for the Crohn’s and Colitis Foundation, where she was instrumental in coordinating the Take Steps fundraising walk, until asked to be the logistics chair of the walk in 2018. Samantha is also excited to be serving as 2nd Vice President on the PTO for the 2018-2019 school year.

Samantha resides in Clarence with her son Braeden, where they enjoy live music, sporting events, and exploring Western New York's many hiking trails.

*Source: Individual Third Party Ratings Reports as of 7/27/17 by Standard & Poor's (AA+); A.M. Best (A++; Moody's (Aaa); and Fitch (AAA).
 

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