Our Team

Marc Rosenthal Headshot

Phone: (716) 568-4800
Fax: (716) 568-4901
Cell: (716) 444-0360

Marc I. Rosenthal, CLTC®

Marc I. Rosenthal, CLTC®, Founder of ROI Financial Group, is a financial services professional who holds licenses in Life, Accident and Health Insurance and also holds the Series 6, Series 7, Series 63, and Series 66 registrations with FINRA. As a Financial Services Professional, he offers, life insurance, fixed and variable1 annuities, investments1 and long-term care insurance to address his clients’ personal, business, estate & legacy planning needs.

He has been a member of New York Life’s President’s Council since 2001, earned membership into New York Life's prestigious Chairman’s Council in 2006, and Chairman’s Cabinet in 2014. Marc has been named Agent/ of the year for the Buffalo-Erie General Office of New York Life 10 times. He is a life member of the Million Dollar Round Table2 and Court of the Table since 2012. Marc is also a member agent of The Nautilus Group®, an Eagle Strategies Financial Advisor, and a shareholder of NYLARC.

Marc became involved with Camp Good Days & Special Times in 2007. Since then, he has served in an advisory capacity and was inducted into the Camp Good Days Ring of Honor in 2015. In 2008, he received the “Teddi” award and in 2014, along with his wife Tricia, they received the Spirit of Teddi Humanitarian of the Year award. In 2016 Marc also became involved with the Crohn’s and Colitis Foundation. He currently sponsors the annual Take Steps fundraising walk and has taken a leadership role to maximize the foundations efforts in the WNY region. Marc was named to Buffalo Business First’s forty under forty in 2010 and began a 3-year term on the Kaleida Health Foundation board of directors in June 2015.

A native of Williamsville, NY, Marc & his wife Tricia, now live in Clarence with their three children.

David Headshot

Phone: (716) 568-4800
Fax: (716) 568-4901
Cell: (716) 812-6198

David Oestreicher, CPA, MBA, CLTC

David Oestreicher has been a partner in ROI Planning and Financial Services since its inception in 2002. David is also an agent for New York Life Insurance Company, which is one of the largest mutual life insurance companies in the United States and has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies*.

David began his professional career in 1981 developing Human Resources programs for a variety of Service Industry companies, focusing on the areas of Employment, Employee Benefits, and Retirement Plans. In 1989, he transitioned to the field of Public Accounting, obtaining his CPA designation, and an MBA degree in the early 90s. Immediately prior to joining ROI, David served in a key management role with two prominent financial services organizations.

ROI focuses its efforts on working with Employer/Employee groups to provide financial services in a wide range of areas, encompassing income tax reduction strategies3, investments1, retirement plans, qualified and non-qualified employee benefits, among other areas.

David lives in Williamsville, NY with his wife, Susan, and their 2 children. He enjoys a variety of community volunteer activities, spending time at a variety of outdoor activities with friends and family, and injecting a bit of “magic” into the lives of those he comes in contact with. He is an accomplished student of Conjuring for the past 35 years.

David Johnston Headshot

Phone: (716) 713-0378
Fax: (716) 568-4901
Cell: (716) 713-0478

David Johnston

Dave has over 30 years of experience serving clients in the insurance and financial services industries and has been affiliated with ROI Financial Group and New York Life Insurance Company since 2002. Always putting the needs of his clients first, with honesty and integrity, is what Dave considers to be the driving force behind his success.

“We are all here to help each other”, is what Dave believes life is all about. If his clients are successful, then he is successful. Building great relationships by spending time with people to get to know who they are and what is truly important to them, is essential to helping them have real and lasting “financial peace of mind”.

With experience gained through three decades in the insurance and financial services industries, Dave has been helping individuals and businesses by taking them through a discovery process that helps them clearly define where they are compared to where they want, and need, to be. His philosophy is to ask good questions and to listen, in order to understand. This understanding allows Dave to help every client, large or small, by offering customized, creative and innovative options to help them put in place “their strategy” to build, maintain and protect their wealth.

Once implemented, Dave believes in strengthening great relationships with his clients by monitoring and measuring their goals and plans because life inevitably brings change and, “you can’t impact something you don’t measure”. It is also important to collaborate with a client’s other professionals, like their accountant and attorney because we share the same goal of helping our clients achieve real and lasting “financial peace of mind” by working together and helping each other with the client’s best interests in mind.

Dave does all of his business exclusively by referral and knows that always doing the right thing to build strong, long term relationships with people is essential to his clients’ success and the continued success of his practice.

Dave is a member of the Buffalo Association of Insurance and Financial Advisers.

Dave is married to Dionne. They live in Lancaster, NY with their daughter Jillian and have two grown children, David III and Katie (Brian) Kern.

Scott Zeplowitz Headshot

Office: (716) 568-4800
Fax: (716) 568-4901
Cell: (716) 583-1448

Scott Zeplowitz

Scott Zeplowitz is a Licensed Agent through New York Life working with the ROI Financial Group. He has been licensed with New York Life since 2013 and earned New Org Agent of the Year two out of his first three years in 2014 and 2016. Not only has Scott won several other awards during his first three years in the industry, he also earned New York Life's Executive Council in each of his first three years at New York Life.

Scott has twenty years of business experience which is a valuable resource when advising owners of small and medium sized businesses. He takes great passion in helping secure and stabilize his clients future while maximizing and protecting their assets during their retirement years. He offers life insurance, fixed annuities, self-funded pensions, long term care insurance and extended care planning.

Scott is a member of the Buffalo Association of Insurance and Financial Advisors.

Born and raised in Williamsville where Scott, his wife Allison and their two children currently reside. He enjoys spending his free time with his family and has been involved in coaching youth sports since 2005.

Christopher Alderson Headshot

Office: (716) 568-4800
Fax: (716) 568-4901

Christopher Alderson, CFP®, CLTC®

Chris is a financial advisor. Born and raised in Williamsville, NY, Chris graduated from SUNY Geneseo with a bachelor’s degree in Economics in 2002. He immediately began to work in his family owned insurance agency, the Promark Agency, and helped grow the business by beginning to offering financial services to its clients. Chris earned the CERTIFIED FINANCIAL PLANNERTM (CFP®) designation in 2009, AND the Certification in Long Term Care (CLTC®) planning in 2010. He is also a past-President of the Independent Insurance Agents Association of WNY, a member of the Buffalo Association of Insurance & Financial Advisors, and Society of Financial Services Professionals. Beginning in 2003, Chris spent 15 years with a local planning firm where he managed almost two hundred million dollars in assets for clients. He joined ROI Financial Group in January 2017 and is really enjoying working with Marc and the team.

Chris currently lives in Clarence with his wife Janelle and their three girls, Ryley, age 9; Gabriella, age 2; and their 1 year old, Madilynn. And a cat, a fish, and a turtle who all seem to have 9 lives. In his spare time, Chris is an avid cook, tries to play golf, enjoys coaching Ryley’s softball team, summer weekends on Conesus Lake, and of course, loves his Bills and Sabres.

Samantha Rae Hughes Headshot

Phone: (716) 568-4800
Fax: (716) 568-4901
Cell: (716) 870-6418

Samantha Rae Hughes

Samantha is a vivacious and dedicated young professional that brings a refreshing outlook and drive to her multi-faceted role at ROI Financial Group as Director of Public Relations and Financial Services Professional. She holds her Bachelor’s degree from Devry University, Series 7, Series 66, Life, Accident & Health insurance licenses, as well as her Notary Public designation.

Samantha heads our Public Relations efforts including but not limited to brand identity, marketing, seminars and client events. She is also following her passion of helping individuals, young families, and business owners accumulate and protect their wealth through goal setting and personalized strategies.

Samantha is a New York State ambassador for the Esophageal Cancer Action Network (ECAN), volunteer/teacher at AWANA club and Vacation Bible School at Lockport Alliance Church, and the previous membership coordinator (current supporter) of the Ronald McDonald House of Buffalo’s young professional committee.

Born and raised in Lockport, NY Samantha currently resides in Clarence Center where she enjoys live music, sporting events, and exploring with her son, Braeden.

Kristen Chambers Headshot

Phone: (716) 568-4800
Fax: (716) 568-4901
Cell: (716) 418-3473

Kristen Chambers

Kristen joined ROI Financial Group in 2016 as an agent through New York Life Ins. Co; licensed in Life, Health and Accident. She feels that the stability of being a part of New York Life Insurance Company combined with the advantages of the experience and comprehensive knowledge that ROI Financial Group establishes her to help create future successes for her and her clients. ROI Financial Group works to ensure that each client will be treated with personalized attention. This affords the opportunity to take the time to get to know individuals and families, and develop strategies to help achieve financial wellbeing.

Kristen has previously worked as an Industrial Engineer and a Financial Analyst for a Fortune 100 company for over 15 years. This experience has taught her strategies to help develop and attain results; traits in which will serve her well into her new career.

Kristen has been an active member of the Williamsville School District PTA since 2000. She continues to give her time on various school activities. She has also served on several youth sports organizational boards for Hockey and Baseball to support her children.

Kristen lives in Williamsville NY with her husband Sean, and their two boys.

Michelle Falgione Headshot

Phone: (716) 568-4800
Fax: (716) 568-4901

Michelle Falgiano

Michelle has been serving clients in the financial industry for more than 20 years and with ROI Financial Group for the past 6 years. She holds licenses in Life, Accident and Health Insurance as well as Series 7, Series 63, and Series 65 along with a previous Series 31 in futures and commodities. In her many years as a financial professional, Michelle has had extensive training in the investment markets, retirement planning, and estate planning.

Michelle served for 9 years on the Buffalo ProZoo board, several of which she held the position of President or Vice- President, and was also chairperson and auction coordinator for their very successful Polar Bites and Wines in the Wild events. She has also been involved with fund raising for Variety Club.

Michelle currently resides in East Amherst with her husband and three children, where they own and operate HappyLand Day Camp, a summer day camp for kids.

*Source: Individual independent rating agency commentary as of 7/31/2018: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+)..


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