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Marc Rosenthal, David Johnston, Joshua McCarthy, Christopher Alderson Scott Zeplowitz, and Samantha Rae Hughes are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies collectively in NY, FL, GA, MD, NJ, PA, TN, and TX. No insurance business may be conducted outside the states referenced.

Marc Rosenthal, David Johnston, Joshua McCarth, Christopher Alderson and Samantha Rae Hughes are Registered Representatives, collectively, of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the state(s) of New York and Florida. No offers may be made or accepted from any resident outside the specific state(s) referenced.

ROI Financial Group is not owned or operated by NYLIFE Securities LLC, or its affiliates.

Marc I. Rosenthal, Joshua McCarthy and Christopher Alderson are separately registered investment adviser representatives under Eagle Strategies LLC, a Registered Investment Advisor, offering investment advisory services in the state(s) of AL, FL, GA, LA, MD, NC, NJ, NY, PA, TX, WA. As such, these services are strictly intended for individuals residing in the specific state(s) referenced.

Marc Rosenthal is a member of The Nautilus Group^®. The Nautilus Group® is a service of New York Life Insurance Company. New York Life Insurance Company, its agents, employees and affiliates do not provide tax legal or accounting advice.

¹Securites offered through NYLIFE Securities LLC, member FINRA/SIPC, A Licensed Insurance Agency.

²The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

³Neither New York Life Insurance Company nor is agents or affiliates, nor ROI Financial Group or staff provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.