David Johnston

Financial Services Professional

David J 2021

Dave has over 30 years of experience serving clients in the insurance and financial services industries and has been affiliated with ROI Financial Group and New York Life Insurance Company since 2002. Always putting the needs of his clients first, with honesty and integrity, is what Dave considers to be the driving force behind his success.

“We are all here to help each other”, is what Dave believes life is all about. If his clients are successful, then he is successful. Building great relationships by spending time with people to get to know who they are and what is truly important to them, is essential to helping them have real and lasting “financial peace of mind”.

With experience gained through three decades in the insurance and financial services industries, Dave has been helping individuals and businesses by taking them through a discovery process that helps them clearly define where they are compared to where they want, and need, to be. His philosophy is to ask good questions and to listen, in order to understand. This understanding allows Dave to help every client, large or small, by offering customized, creative and innovative options to help them put in place “their strategy” to build, maintain and protect their wealth.

Once implemented, Dave believes in strengthening great relationships with his clients by monitoring and measuring their goals and plans because life inevitably brings change and, “you can’t impact something you don’t measure”. It is also important to collaborate with a client’s other professionals, like their accountant and attorney because we share the same goal of helping our clients achieve real and lasting “financial peace of mind” by working together and helping each other with the client’s best interests in mind.

Dave does all of his business exclusively by referral and knows that always doing the right thing to build strong, long term relationships with people is essential to his clients’ success and the continued success of his practice.

Dave is a member of the Buffalo Association of Insurance and Financial Advisers.

Dave is married to Dionne. They live in Lancaster, NY with their daughter Jillian and have two grown children, David III and Katie (Brian) Kern.

ROI Office
Disclosure

Marc Rosenthal is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4135101), CT, FL, GA, IL, KS, MA, MD, ME, NJ, NV, NY, OH, PA, RI, SC, TN, TX, UT, and WV. No insurance business may be conducted outside the states referenced.

Marc Rosenthal is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 7 Limestone Dr, Williamsville, NY, 14221, 716-568-4800. In this regard, this communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, FL, GA, IL, KS, MA, MD, ME, MT, NC, NJ, NV, NY, OH, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

Marc Rosenthal is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, AZ, CA, CO, CT, FL, GA, IL, KS, MA, MD, ME, MT, NC, NJ, NV, NY, OH, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, and WV. As such, these services are strictly intended for individuals residing in the states referenced.

Marc Rosenthal is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

ROI FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither ROI FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

*Beginning 1/1/15, an IRA participant is allowed only one indirect rollover in any 12-month period across all IRAs that he or she owns. An indirect rollover is a participant-initiated distribution in which the participant receives the proceeds and subsequently rolls those proceeds into another (or the same) IRA within 60 days. Individuals can continue to make unlimited trustee-to-trustee transfers (transfers directly between IRAs) as well as unlimited conversions from traditional IRAs to Roth IRAs. Clients should consult their tax advisor prior to affecting a rollover. When considering rolling over the proceeds of your retirement plan to another tax-qualified option, such as an IRA, please note that you may have the option of leaving the funds in your existing plan or transferring them into a new employer’s plan. You may wish to consult with your new employer, if any, to learn more about the options available to you under your plan and any applicable fees and expenses. You may owe taxes if you withdraw funds from the plan. Please consult a tax advisor before withdrawing funds.